Hi, FYI,

The "Free Credit Report" is a true jungle with all manner of booby
traps laid by the three Credit Report Agencies which are fighting
free reports with all their wiles, might, and vigor. They may offer
(one month's "free" report) but there are hidden fishhooks which can
cost you $9.95 monthly up to $29.95 a month on an OPT-OUT basis, for
all kinds of unnecessary invented bells and whistles which you can be
hooked into until doomsday to pay - the burden is on YOU to
disconnect to avoid a lifetime commitment. Or stay away entirely.

Here's the "honest" starting site to start getting your true free
annual reports from the three agencies. But the Gov't site will ask
for all your personal data, and then hand you off to the individual
agency of your choice for their PRIVATE INQUISITIONS!

You might also question the wisdom of putting all your private info,
including your social security number, on the web, and may consider
preferably using the snail mail application form.

Good hunting!

John
=================
>
>

Your Credit Rights:
> New Law Promotes Access to Free Credit Reports

> Report Issued on Improving Financial Privacy Notices for Consumers
>
> Before You File for Personal Bankruptcy: Information About Credit
> Counseling and Debtor Education
>
> Searching for a free credit report?
>
> Fair Debt Collection
>
Active Duty Alerts Help Protect Military Personnel from
> Identity Theft
>
> For People on Debt Management Plans: A Must-Do List The Fair
> Credit Reporting Act (FCRA) requires each of the nationwide
> consumer reporting companies — Equifax, Experian, and TransUnion
> to provide you with a free copy of your credit report, at your
> request, once every 12 months. The Federal Trade Commission (FTC),
> the nation's consumer protection agency, has prepared a brochure,
> Your Access to Free Credit Reports, explaining your rights under
> the FCRA and how to order a free annual credit report.
>
> A credit report includes information on where you live, how you pay
> your bills, and whether you've been sued, arrested, or filed for
> bankruptcy. Nationwide consumer reporting companies sell the
> information in your report to creditors, insurers, employers, and
> other businesses that use it to evaluate your applications for
> credit, insurance, employment, or renting a home.
>
>
> How do I order my free report?
>
> You can order your free annual credit report online at
> annualcreditreport.com, by calling 1-877-322-8228, or by completing
> the Annual Credit Report Request Form and mailing it to: Annual
> Credit Report Request Service, P.O. Box 105281, Atlanta, GA
> 30348-5281.
>
> When you order, you need to provide your name, address, Social
> Security number, and date of birth. To verify your identity, you
> may need to provide some information that only you would know, like
> the amount of your monthly mortgage payment.
>
>
> A Warning About "Imposter" Sites
>
> The FTC advises consumers who order their free annual credit
> reports online to be sure to correctly spell
> annualcreditreport.com, or link to it from the FTC's website to
> avoid being misdirected to other websites that offer supposedly
> free reports,but only with the purchase of other products. While
> consumers may be offered additional products or services while on
> the authorized website, they are not required to make a purchase to
> receive their free annual credit reports.
>
> For more information on free annual credit reports, read Your
> Access to Free Credit Reports.
>
New Law Promotes Access to Free Credit Reports
>
> www.annualcredit report.com
>
> Summaries of Rights
> Fair Credit Reporting Act
> Identity Theft

After Wednesday, there will be no more
COMMUNIT-E until September.
Kathy Smith

From: Jim Greene <jpgreene@erols.com>

In the alley behind 3713 Windom Place is some used colonial style
door trim (needs scraping and repainting). Free if you get to it
before a trash pickup.
Jim Greene